{"id":9976,"date":"2024-07-18T08:34:38","date_gmt":"2024-07-18T07:34:38","guid":{"rendered":"https:\/\/www.deczman.cz\/versicherungen-und-autokredite\/"},"modified":"2026-11-05T16:16:52","modified_gmt":"2026-11-05T15:16:52","slug":"versicherungen-und-autokredite","status":"publish","type":"page","link":"https:\/\/www.deczman.cz\/de\/versicherungen-und-autokredite\/","title":{"rendered":"Versicherungen und Autokredite"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9976\" class=\"elementor elementor-9976 elementor-68\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09b79ba e-flex e-con-boxed e-con e-parent\" data-id=\"09b79ba\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd614dc elementor-widget elementor-widget-html\" data-id=\"bd614dc\" 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141.878C24.1169 141.881 23.7961 142.652 24.2485 143.103L32.3901 151.286C32.7547 151.652 33.2454 151.86 33.7635 151.863C35.6139 151.868 855.096 151.862 855.096 151.862C858.777 151.862 861.489 151.2 864.945 149.683C867.914 148.332 870.442 146.177 872.245 143.461C872.278 143.412 872.306 143.357 872.336 143.308C872.347 143.291 872.36 143.275 872.371 143.258C873.356 141.738 874.046 140.078 874.466 138.287C874.798 136.955 874.97 135.585 874.943 134.201V134.165C874.943 134.127 874.946 134.091 874.946 134.053V18.1997C874.946 14.7183 874.085 11.6498 872.369 8.99699L872.371 8.99973Z\" fill=\"white\"><\/path>\r\n<\/svg>\r\n\r\n\r\n<h1>Versicherungen und Autokredite<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8001adf e-con-full e-flex e-con e-parent\" data-id=\"8001adf\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fc116fc e-con-full e-flex e-con e-child\" data-id=\"fc116fc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2820c03 e-con-full e-flex e-con e-child\" data-id=\"2820c03\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04e8887 elementor-absolute elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"04e8887\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"53\" height=\"54\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/10\/icon.svg\" class=\"attachment-large size-large wp-image-3407\" alt=\"-\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8474703 elementor-widget elementor-widget-text-editor\" data-id=\"8474703\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Versicherungen und Autokredite<\/h2><p><strong>Wir sind langj\u00e4hrige Makler des ESSOX- und INSIA-Netzwerks<\/strong> (dem ersten gro\u00dfen Netzwerk in Mittel- und Osteuropa), das bereits Zehntausende von Kunden versichert hat.<br \/>Profitieren Sie von den professionellen Dienstleistungen, die wir Ihnen dank unserer langj\u00e4hrigen Erfahrung anbieten k\u00f6nnen.<br \/>Wir verfolgen aufmerksam die Aktionen und Rabatte aller Versicherungsgesellschaften, die Kfz-Versicherungen anbieten, und nutzen sie zum Vorteil unserer Kunden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61ff130 elementor-widget elementor-widget-image\" data-id=\"61ff130\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"487\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/70202329dd65cfd5f02cb2e1cb7aad99-1024x623.webp\" class=\"attachment-large size-large wp-image-2983\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/70202329dd65cfd5f02cb2e1cb7aad99-1024x623.webp 1024w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/70202329dd65cfd5f02cb2e1cb7aad99-300x183.webp 300w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/70202329dd65cfd5f02cb2e1cb7aad99-768x467.webp 768w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/70202329dd65cfd5f02cb2e1cb7aad99-1536x934.webp 1536w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/70202329dd65cfd5f02cb2e1cb7aad99.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7edfa88 e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"7edfa88\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acb7467 elementor-widget elementor-widget-heading\" data-id=\"acb7467\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wir bieten Versicherungsdienstleistungen bei den folgenden Versicherungsgesellschaften an<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6588c56 elementor-widget elementor-widget-text-editor\" data-id=\"6588c56\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Allianz<\/li><li>Uniqa<\/li><li>Die Co-operative<\/li><li>Generali Tschechische Versicherungsgesellschaft<\/li><li>CPP<\/li><li>\u010cSOB Versicherungsgesellschaft<\/li><li>Direktversicherungsgesellschaft<\/li><li>HP Feuerversicherungsgesellschaft<\/li><li>Kopfkissen<\/li><li>Slavia Versicherungsgesellschaft<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0d745f e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"f0d745f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2c9b063 e-con-full e-flex e-con e-child\" data-id=\"2c9b063\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c59e0e3 elementor-widget elementor-widget-heading\" data-id=\"c59e0e3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ESSOX - Verbraucherfinanzierung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71e2bf3 elementor-widget elementor-widget-image\" data-id=\"71e2bf3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"486\" height=\"96\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/essox.webp\" class=\"attachment-large size-large wp-image-2979\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/essox.webp 486w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/essox-300x59.webp 300w\" sizes=\"(max-width: 486px) 100vw, 486px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5c6548 elementor-widget elementor-widget-text-editor\" data-id=\"f5c6548\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sie ist einer der wichtigsten Anbieter von Finanzdienstleistungen au\u00dferhalb des Bankensektors. Sie bieten unseren Kunden Autokredite, Finanzierungen f\u00fcr Konsumg\u00fcter, nicht zweckgebundene Barkredite und Kreditkarten. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a121597 elementor-widget elementor-widget-text-editor\" data-id=\"a121597\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Obligatorische Haftung<\/h3><p><strong>Die obligatorische Haftpflichtversicherung, auch Kfz-Haftpflichtversicherung genannt, ist die Grundversicherung f\u00fcr jedes Auto oder Motorrad, aber auch f\u00fcr einen Anh\u00e4nger.<\/strong><\/p><p>Der Preis wird oft als der wichtigste Parameter f\u00fcr den Abschluss einer Haftpflichtversicherung angesehen. Allerdings variiert das Angebot an Zusatzleistungen f\u00fcr die Haftpflichtversicherung derzeit erheblich zwischen den Versicherungsgesellschaften. Erw\u00e4hnenswert sind zum Beispiel Assistance-Leistungen, Versicherungen gegen Naturereignisse (Hagel, \u00dcberschwemmung), Unfallversicherungen oder zum Beispiel eine Kaskoversicherung. Und nicht zuletzt die Glasversicherung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17abfea elementor-widget elementor-widget-text-editor\" data-id=\"17abfea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Haftpflichtversicherung<\/h4><p>Verkehrsunf\u00e4lle, bei denen Autos mehr oder weniger stark besch\u00e4digt werden, sind leider ein allt\u00e4glicher Bestandteil des heutigen Stra\u00dfenverkehrs. Die meisten von Ihnen sind auch schon pers\u00f6nlich mit Autodiebstahl, Vandalismus oder Diebstahl von Teilen oder Gegenst\u00e4nden aus Ihrem Fahrzeug konfrontiert worden. F\u00fcr diese F\u00e4lle ist die Kaskoversicherung da, um in solchen F\u00e4llen Entsch\u00e4digung zu leisten:<\/p><ul><li><strong>wenn wir selbst Sch\u00e4den am Auto verursachen (nur bei Unf\u00e4llen),<\/strong><\/li><li><strong>das Auto vors\u00e4tzlich besch\u00e4digt, gestohlen oder vollst\u00e4ndig entwendet wird (Diebstahl, Vandalismus),<\/strong><\/li><li><strong>das Auto durch ein Naturereignis (Feuer, Sturm, Hagel, \u00dcberschwemmung usw.) besch\u00e4digt wird.<\/strong><\/li><\/ul><p>Neben diesen Grundversicherungen k\u00f6nnen Sie auch Zusatzversicherungen abschlie\u00dfen &#8211; zum Beispiel eine Glasversicherung, eine Gep\u00e4ckversicherung oder die Anmietung eines Ersatzfahrzeugs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-acbc160 e-con-full e-flex e-con e-child\" data-id=\"acbc160\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1ec6a75 e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"1ec6a75\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea49a4c elementor-widget elementor-widget-heading\" data-id=\"ea49a4c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Unsere Partner sind<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-934170c elementor-widget elementor-widget-text-editor\" data-id=\"934170c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Leasing von \u010cesk\u00e1 spo\u0159itelna<\/li><li>Raiffeisen Leasing<\/li><li>UniCredit Leasing<\/li><li>ESSOX &#8211; Verbraucherfinanzierung<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6996dd4 e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"6996dd4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe7d31 elementor-widget elementor-widget-heading\" data-id=\"1fe7d31\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontaktieren Sie uns<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515c8c4 elementor-widget elementor-widget-text-editor\" data-id=\"515c8c4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wir geben Ihnen gerne weitere Informationen oder erstellen Ihnen ein Angebot.<\/p><p><a href=\"mailto:jan.kubista@deczman.cz\">jan.kubista@deczman.cz<\/a><\/p><p><a href=\"tel:+420731739870\">+420&nbsp;731&nbsp;739&nbsp;870<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c637fa6 elementor-widget elementor-widget-heading\" data-id=\"c637fa6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Darlehen, Finanzierungsleasing und operatives Leasing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fda852 elementor-widget elementor-widget-text-editor\" data-id=\"7fda852\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>F\u00fcr alle importierten Fahrzeuge<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92b9200 elementor-widget elementor-widget-image\" data-id=\"92b9200\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"485\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/d11ebf1b811a7c8093a0f6efb28a9571-1024x621.webp\" class=\"attachment-large size-large wp-image-2981\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/d11ebf1b811a7c8093a0f6efb28a9571-1024x621.webp 1024w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/d11ebf1b811a7c8093a0f6efb28a9571-300x182.webp 300w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/d11ebf1b811a7c8093a0f6efb28a9571-768x466.webp 768w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/d11ebf1b811a7c8093a0f6efb28a9571-1536x931.webp 1536w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/d11ebf1b811a7c8093a0f6efb28a9571.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc9446e elementor-widget elementor-widget-text-editor\" data-id=\"cc9446e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Kredit<\/h3><ul><li>Das finanzierte Objekt ist Ihr Eigentum.<\/li><li>F\u00fcr Verbraucher bieten wir Verbraucherkredite an.<\/li><li>Als Unternehmer oder Unternehmen verbuchen Sie die Abschreibung als voll absetzbaren Steueraufwand und ziehen die Mehrwertsteuer auf den Kaufpreis pauschal zu Beginn der Finanzierung ab.<\/li><li>Die R\u00fcckzahlung des Darlehens unterliegt nicht der Mehrwertsteuer.<\/li><li>Es besteht die M\u00f6glichkeit, das Objekt in Raten zu versichern.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c22a51 elementor-widget elementor-widget-button\" data-id=\"6c22a51\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#zajem\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ich bin interessiert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8eaf962 elementor-widget elementor-widget-text-editor\" data-id=\"8eaf962\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Finanzierungsleasing<\/h3><ul><li>Am Ende der Finanzierung haben Sie ein Vorkaufsrecht, um das finanzierte Objekt zu einem vorher vereinbarten Preis zu erwerben.<\/li><li>Als Unternehmer oder Unternehmen verbuchen Sie die R\u00fcckzahlungen als vollst\u00e4ndig abzugsf\u00e4hige Steuerausgaben.<\/li><li>Die Abschreibung des Finanzierungsgegenstands wird von der Leasinggesellschaft vorgenommen.F\u00fcr Sie ist das Leasing ein au\u00dferbilanzieller Posten.<\/li><li>Die Mindestr\u00fcckzahlungsdauer h\u00e4ngt von der Abschreibungsgruppe des Finanzierungsgegenstands ab.<\/li><li>Es besteht die M\u00f6glichkeit, das Objekt in Raten zu versichern.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7735526 elementor-widget elementor-widget-button\" data-id=\"7735526\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#zajem\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ich bin interessiert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70a16a0 elementor-widget elementor-widget-text-editor\" data-id=\"70a16a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Operating-Leasing mit Kauf des Objekts am<br>Ende (durch den Kunden oder eine andere Partei)<\/h3><ul><li>Am Ende der Finanzierung haben Sie ein Vorkaufsrecht, um das finanzierte Objekt zu einem vorher vereinbarten Preis zu erwerben.<\/li><li>Als Unternehmer oder Unternehmen verbuchen Sie die R\u00fcckzahlungen als vollst\u00e4ndig abzugsf\u00e4hige Steuerausgaben.<\/li><li>Die Abschreibung des Finanzierungsgegenstands wird von der Leasinggesellschaft vorgenommen.F\u00fcr Sie ist das Leasing ein au\u00dferbilanzieller Posten.<\/li><li>Die Mindestr\u00fcckzahlungsdauer h\u00e4ngt von der Abschreibungsgruppe des Finanzierungsgegenstands ab.<\/li><li>Es besteht die M\u00f6glichkeit, das Objekt in Raten zu versichern.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67754be elementor-widget elementor-widget-button\" data-id=\"67754be\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#zajem\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ich bin interessiert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1f12bf elementor-widget elementor-widget-text-editor\" data-id=\"d1f12bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Operatives Leasing mit <br>Dienstleistungen f\u00fcr Autos und Flotten<\/h3><ul><li>Wir bieten das Produkt Unternehmern und Firmen f\u00fcr Pkw und Nutzfahrzeuge bis zu 3,5 t an (auch f\u00fcr kleine Flotten ab 1 Firmenwagen)<\/li><li>Eine Reihe von optionalen Dienstleistungen im Zusammenhang mit dem Betrieb des finanzierten Fahrzeugs sind in den regelm\u00e4\u00dfigen monatlichen Raten enthalten.<\/li><li>Die R\u00fcckzahlungen sind als Steueraufwand voll abzugsf\u00e4hig.<\/li><li>In der Regel zahlen Sie keine Anzahlung.<\/li><li>Am Ende der Leasingdauer, wenn Sie das Fahrzeug sorgenfrei nutzen, geben Sie es einfach an uns zur\u00fcck.<\/li><li>Finanzierungsdauer von 24 bis 60 Monaten.<\/li><li>Hilfe ohne Unterbrechung.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ff24d elementor-widget elementor-widget-button\" data-id=\"f7ff24d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#zajem\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ich bin interessiert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79b98e2 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"79b98e2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43bb70f e-con-full e-flex e-con e-child\" data-id=\"43bb70f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6f0c1e elementor-widget elementor-widget-heading\" data-id=\"a6f0c1e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ESSOX - Verbraucherfinanzierung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf7bce elementor-widget elementor-widget-image\" data-id=\"ebf7bce\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"486\" height=\"96\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/essox.webp\" class=\"attachment-large size-large wp-image-2979\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/essox.webp 486w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/09\/essox-300x59.webp 300w\" sizes=\"(max-width: 486px) 100vw, 486px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc437b1 elementor-widget elementor-widget-text-editor\" data-id=\"fc437b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sie ist einer der wichtigsten Anbieter von Finanzdienstleistungen au\u00dferhalb des Bankensektors. Sie bieten unseren Kunden Autokredite, Finanzierungen f\u00fcr Konsumg\u00fcter, nicht zweckgebundene Barkredite und Kreditkarten. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30f0b7a e-con-full e-flex e-con e-child\" data-id=\"30f0b7a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab29ce elementor-widget elementor-widget-heading\" data-id=\"3ab29ce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wir bieten Versicherungsdienstleistungen bei den folgenden Versicherungsgesellschaften an<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00f5561 elementor-widget elementor-widget-text-editor\" data-id=\"00f5561\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Allianz<\/li><li>Uniqa<\/li><li>Die Co-operative<\/li><li>Generali Tschechische Versicherungsgesellschaft<\/li><li>CPP<\/li><li>\u010cSOB Versicherungsgesellschaft<\/li><li>Direktversicherungsgesellschaft<\/li><li>HP Feuerversicherungsgesellschaft<\/li><li>Kopfkissen<\/li><li>Slavia Versicherungsgesellschaft<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1b8303 e-con-full e-flex e-con e-child\" data-id=\"c1b8303\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c8d523 elementor-widget elementor-widget-heading\" data-id=\"1c8d523\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Unsere Partner sind<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f87f364 elementor-widget elementor-widget-text-editor\" data-id=\"f87f364\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Leasing von \u010cesk\u00e1 spo\u0159itelna<\/li><li>Raiffeisen Leasing<\/li><li>UniCredit Leasing<\/li><li>ESSOX &#8211; Verbraucherfinanzierung<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39c4ae4 e-con-full e-flex e-con e-child\" data-id=\"39c4ae4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0412d1b elementor-widget elementor-widget-heading\" data-id=\"0412d1b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontaktieren Sie uns<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eedf88 elementor-widget elementor-widget-text-editor\" data-id=\"7eedf88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wir geben Ihnen gerne weitere Informationen oder erstellen Ihnen ein Angebot.<\/p><p><a href=\"mailto:jan.kubista@deczman.cz\">jan.kubista@deczman.cz<\/a><\/p><p><a href=\"tel:+420731739870\">+420&nbsp;731&nbsp;739&nbsp;870<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b707fef e-flex e-con-boxed e-con e-parent\" data-id=\"b707fef\" data-element_type=\"container\" id=\"zajem\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e610eb elementor-widget elementor-widget-heading\" data-id=\"5e610eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Kontaktieren Sie uns<\/span> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e1e7fe elementor-widget elementor-widget-text-editor\" data-id=\"1e1e7fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wir geben Ihnen gerne weitere Informationen<br>oder erstellen Ihnen ein Angebot.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-762156e e-con-full e-flex e-con e-child\" data-id=\"762156e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7030055 elementor-widget elementor-widget-button\" data-id=\"7030055\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:jan.kubista@deczman.cz\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">jan.kubista@deczman.cz<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76aa327 elementor-widget elementor-widget-button\" data-id=\"76aa327\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+420731739870\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">+420&nbsp;731&nbsp;739&nbsp;870<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cca7893 e-flex e-con-boxed e-con e-parent\" data-id=\"cca7893\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6e7805 elementor-widget elementor-widget-html\" data-id=\"d6e7805\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wrapper\">\n    <div class=\"cta-image\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"mobile\" width=\"92\" height=\"37\" viewbox=\"0 0 92 37\" fill=\"none\">\n<path d=\"M90.3445 3.07281C89.834 2.2825 89.1143 1.66899 88.1854 1.2331C87.2557 0.79721 86.1737 0.578857 84.9403 0.578857L1.15075 0.578857C0.872323 0.578857 0.645996 0.805357 0.645996 1.08482V26.0844C0.645996 27.1215 0.901632 28.0357 1.41127 28.826C1.60504 29.1258 1.83055 29.3988 2.08537 29.6473L9.09418 36.3918C9.26027 36.5523 9.52323 36.5523 9.69012 36.3918L13.4286 32.8052C13.5613 32.6773 13.4717 32.4533 13.2869 32.4533H9.85621C9.70885 32.4533 9.56719 32.393 9.46461 32.2871L4.63603 27.2869C4.31201 26.8152 4.14023 26.2261 4.12639 25.5165L4.14185 4.10917C4.14185 3.83867 4.36085 3.6195 4.63196 3.6195L84.9598 3.62276C85.5631 3.62928 86.1647 3.78327 86.6671 4.11894C86.7696 4.18738 86.86 4.2599 86.9276 4.33322C87.3965 4.84407 87.631 5.52764 87.631 6.38313L87.6155 25.5678C87.6196 25.7536 87.6058 25.9369 87.5756 26.1178C87.574 26.1292 87.5716 26.1406 87.5691 26.152C87.4739 26.693 87.2345 27.203 86.8739 27.6259C86.3968 28.1384 85.7211 28.4186 85.0217 28.3942L7.71587 28.4146C7.52618 28.4154 7.43093 28.6451 7.56526 28.7796L9.98321 31.2173C10.0915 31.3265 10.2372 31.3884 10.3911 31.3892C10.9406 31.3908 85.2138 31.39 85.2138 31.39C86.3072 31.39 87.1124 31.1929 88.139 30.7407C89.0207 30.3382 89.7713 29.6962 90.307 28.8871C90.3168 28.8724 90.3249 28.8562 90.3339 28.8415C90.3371 28.8366 90.3412 28.8317 90.3445 28.8268C90.6367 28.3738 90.8419 27.8793 90.9665 27.3456C91.065 26.9488 91.1163 26.5406 91.1081 26.1284V26.1178C91.1081 26.1064 91.1089 26.0958 91.1089 26.0844V5.81362C91.1089 4.77645 90.8533 3.8623 90.3437 3.07199L90.3445 3.07281Z\" fill=\"white\"><\/path>\n<\/svg>\n\n        \n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"desktop\" width=\"195\" height=\"67\" viewbox=\"0 0 195 67\" fill=\"none\">\n<path d=\"M193.628 4.65105C192.827 3.415 191.699 2.45547 190.242 1.77373C188.784 1.09199 187.087 0.750488 185.152 0.750488L0.90297 0.751709C0.46629 0.751709 0.111328 1.10596 0.111328 1.54303V50.6426C0.111328 52.2647 0.512257 53.6945 1.31156 54.9305C1.61545 55.3994 1.96913 55.8263 2.36879 56.215L13.3611 66.7634C13.6216 67.0145 14.034 67.0145 14.2958 66.7634L20.159 61.1541C20.3672 60.954 20.2267 60.6036 19.9369 60.6036H14.5563C14.3251 60.6036 14.103 60.5093 13.9421 60.3436L6.36913 52.5234C5.86095 51.7856 5.59154 50.8643 5.56983 49.7544L5.59409 6.27315C5.59409 5.85009 5.93756 5.50731 6.36275 5.50731L185.183 5.51118C186.129 5.52138 187.073 5.76221 187.86 6.28722C188.021 6.39425 188.163 6.50767 188.269 6.62235C189.005 7.42132 189.372 8.49044 189.372 9.82843L189.348 49.8335C189.354 50.124 189.333 50.4107 189.285 50.6936C189.283 50.7114 189.279 50.7293 189.275 50.7471C189.126 51.5932 188.75 52.3909 188.185 53.0523C187.437 53.8538 186.377 54.2922 185.28 54.2539L11.1994 54.287C10.9019 54.2883 10.7525 54.6476 10.9632 54.8579L14.7554 58.6705C14.9253 58.8413 15.1538 58.9381 15.3951 58.9394C16.257 58.9419 185.581 58.9394 185.581 58.9394C187.296 58.9394 188.559 58.6311 190.169 57.9238C191.552 57.2943 192.729 56.2902 193.569 55.0249C193.585 55.0019 193.597 54.9764 193.611 54.9535C193.616 54.9459 193.623 54.9382 193.628 54.9306C194.086 54.2221 194.408 53.4486 194.603 52.6139C194.758 51.9934 194.838 51.3549 194.826 50.7102V50.6936C194.826 50.6758 194.827 50.6592 194.827 50.6413V8.93771C194.827 7.31556 194.426 5.88582 193.627 4.64977L193.628 4.65105Z\" fill=\"white\"><\/path>\n<\/svg>\n\n<\/div>\n<div class=\"cta-content\">\n    <p>Seit 2003<\/p>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13acde1 elementor-widget elementor-widget-html\" data-id=\"13acde1\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wrapper\">\n    <div class=\"cta-image\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"mobile\" width=\"147\" height=\"37\" viewbox=\"0 0 147 37\" fill=\"none\">\n<path d=\"M145.624 3.07281C145.114 2.2825 144.394 1.66899 143.465 1.2331C142.536 0.79721 141.454 0.578857 140.22 0.578857L0.586057 0.578857C0.307626 0.578857 0.0812988 0.805357 0.0812988 1.08482V26.0844C0.0812988 27.1215 0.336935 28.0357 0.846578 28.826C1.04034 29.1258 1.26585 29.3988 1.52067 29.6473L8.52949 36.3918C8.69557 36.5523 8.95853 36.5523 9.12543 36.3918L12.8639 32.8052C12.9966 32.6773 12.907 32.4533 12.7222 32.4533H9.29151C9.14415 32.4533 9.00249 32.393 8.89992 32.2871L4.07133 27.2869C3.74731 26.8152 3.57553 26.2261 3.56169 25.5165L3.57716 4.10917C3.57716 3.83867 3.79616 3.6195 4.06726 3.6195L140.24 3.62276C140.843 3.62928 141.445 3.78327 141.947 4.11894C142.05 4.18738 142.14 4.2599 142.208 4.33322C142.676 4.84407 142.911 5.52764 142.911 6.38313L142.895 25.5678C142.9 25.7536 142.886 25.9369 142.856 26.1178C142.854 26.1292 142.852 26.1406 142.849 26.152C142.754 26.693 142.514 27.203 142.154 27.6259C141.677 28.1384 141.001 28.4186 140.302 28.3942L7.15117 28.4146C6.96148 28.4154 6.86623 28.6451 7.00056 28.7796L9.41851 31.2173C9.52679 31.3265 9.67252 31.3884 9.82639 31.3892C10.3759 31.3908 140.494 31.39 140.494 31.39C141.587 31.39 142.392 31.1929 143.419 30.7407C144.301 30.3382 145.051 29.6962 145.587 28.8871C145.597 28.8724 145.605 28.8562 145.614 28.8415C145.617 28.8366 145.621 28.8317 145.624 28.8268C145.917 28.3738 146.122 27.8793 146.246 27.3456C146.345 26.9488 146.396 26.5406 146.388 26.1284V26.1178C146.388 26.1064 146.389 26.0958 146.389 26.0844V5.81362C146.389 4.77645 146.133 3.8623 145.624 3.07199L145.624 3.07281Z\" fill=\"white\"><\/path>\n<\/svg>\n\n    \n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"desktop\" width=\"320\" height=\"67\" viewbox=\"0 0 320 67\" fill=\"none\">\n<path d=\"M318.442 4.65105C317.641 3.415 316.512 2.45547 315.055 1.77373C313.597 1.09199 311.9 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58.9394C16.6886 58.942 310.395 58.9394 310.395 58.9394C312.11 58.9394 313.373 58.6311 314.983 57.9238C316.365 57.2943 317.543 56.2902 318.383 55.0249C318.398 55.0019 318.411 54.9764 318.425 54.9535C318.43 54.9459 318.437 54.9382 318.442 54.9306C318.9 54.2221 319.222 53.4486 319.417 52.6139C319.572 51.9934 319.652 51.3549 319.639 50.7102V50.6936C319.639 50.6758 319.641 50.6592 319.641 50.6413V8.93771C319.641 7.31556 319.24 5.88582 318.44 4.64977L318.442 4.65105Z\" fill=\"white\"><\/path>\n<\/svg>\n\n\n    <\/div>\n    <div class=\"cta-content\">\n    <p>Durchschnittliche 5* Bewertungen<\/p>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333845e elementor-widget elementor-widget-html\" data-id=\"333845e\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wrapper\">\n    <div class=\"cta-image\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"mobile\" width=\"147\" height=\"37\" viewbox=\"0 0 147 37\" fill=\"none\">\n<path d=\"M145.624 3.07281C145.114 2.2825 144.394 1.66899 143.465 1.2331C142.536 0.79721 141.454 0.578857 140.22 0.578857L0.586057 0.578857C0.307626 0.578857 0.0812988 0.805357 0.0812988 1.08482V26.0844C0.0812988 27.1215 0.336935 28.0357 0.846578 28.826C1.04034 29.1258 1.26585 29.3988 1.52067 29.6473L8.52949 36.3918C8.69557 36.5523 8.95853 36.5523 9.12543 36.3918L12.8639 32.8052C12.9966 32.6773 12.907 32.4533 12.7222 32.4533H9.29151C9.14415 32.4533 9.00249 32.393 8.89992 32.2871L4.07133 27.2869C3.74731 26.8152 3.57553 26.2261 3.56169 25.5165L3.57716 4.10917C3.57716 3.83867 3.79616 3.6195 4.06726 3.6195L140.24 3.62276C140.843 3.62928 141.445 3.78327 141.947 4.11894C142.05 4.18738 142.14 4.2599 142.208 4.33322C142.676 4.84407 142.911 5.52764 142.911 6.38313L142.895 25.5678C142.9 25.7536 142.886 25.9369 142.856 26.1178C142.854 26.1292 142.852 26.1406 142.849 26.152C142.754 26.693 142.514 27.203 142.154 27.6259C141.677 28.1384 141.001 28.4186 140.302 28.3942L7.15117 28.4146C6.96148 28.4154 6.86623 28.6451 7.00056 28.7796L9.41851 31.2173C9.52679 31.3265 9.67252 31.3884 9.82639 31.3892C10.3759 31.3908 140.494 31.39 140.494 31.39C141.587 31.39 142.392 31.1929 143.419 30.7407C144.301 30.3382 145.051 29.6962 145.587 28.8871C145.597 28.8724 145.605 28.8562 145.614 28.8415C145.617 28.8366 145.621 28.8317 145.624 28.8268C145.917 28.3738 146.122 27.8793 146.246 27.3456C146.345 26.9488 146.396 26.5406 146.388 26.1284V26.1178C146.388 26.1064 146.389 26.0958 146.389 26.0844V5.81362C146.389 4.77645 146.133 3.8623 145.624 3.07199L145.624 3.07281Z\" fill=\"white\"><\/path>\n<\/svg>\n\n    \n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"desktop\" width=\"320\" height=\"67\" viewbox=\"0 0 320 67\" fill=\"none\">\n<path d=\"M318.442 4.65105C317.641 3.415 316.512 2.45547 315.055 1.77373C313.597 1.09199 311.9 0.750488 309.966 0.750488L1.33461 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310.395 58.9394C312.11 58.9394 313.373 58.6311 314.983 57.9238C316.365 57.2943 317.543 56.2902 318.383 55.0249C318.398 55.0019 318.411 54.9764 318.425 54.9535C318.43 54.9459 318.437 54.9382 318.442 54.9306C318.9 54.2221 319.222 53.4486 319.417 52.6139C319.572 51.9934 319.652 51.3549 319.639 50.7102V50.6936C319.639 50.6758 319.641 50.6592 319.641 50.6413V8.93771C319.641 7.31556 319.24 5.88582 318.44 4.64977L318.442 4.65105Z\" fill=\"white\"><\/path>\n<\/svg>\n\n\n    <\/div>\n    <div class=\"cta-content\">\n    <p>1&nbsp;500 + importierte Autos<\/p>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24e78e0 elementor-widget elementor-widget-html\" data-id=\"24e78e0\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wrapper\">\n    <div class=\"cta-image\">\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"mobile\" width=\"146\" height=\"37\" viewbox=\"0 0 146 37\" fill=\"none\">\n<path d=\"M144.626 3.29497C144.115 2.50467 143.396 1.89116 142.467 1.45527C141.537 1.01938 140.455 0.801025 139.221 0.801025L0.58447 0.801025C0.306039 0.801025 0.0797119 1.02753 0.0797119 1.30698V26.3065C0.0797119 27.3437 0.335348 28.2579 0.844991 29.0482C1.03875 29.348 1.26427 29.6209 1.51909 29.8694L8.5279 36.6139C8.69398 36.7744 8.95694 36.7744 9.12384 36.6139L12.8623 33.0274C12.995 32.8995 12.9055 32.6754 12.7207 32.6754H9.28992C9.14257 32.6754 9.00091 32.6151 8.89833 32.5092L4.06975 27.5091C3.74572 27.0374 3.57394 26.4483 3.5601 25.7387L3.57557 4.33133C3.57557 4.06084 3.79457 3.84167 4.06567 3.84167L139.241 3.84493C139.844 3.85145 140.446 4.00543 140.948 4.34111C141.051 4.40955 141.141 4.48206 141.209 4.55539C141.678 5.06624 141.912 5.74981 141.912 6.6053L141.897 25.79C141.901 25.9757 141.887 26.1591 141.857 26.3399C141.855 26.3514 141.853 26.3628 141.85 26.3742C141.755 26.9152 141.516 27.4252 141.155 27.848C140.678 28.3605 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height=\"458\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-obytny-vuz-1024x586.webp\" class=\"attachment-large size-large wp-image-2895\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-obytny-vuz-1024x586.webp 1024w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-obytny-vuz-300x172.webp 300w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-obytny-vuz-768x439.webp 768w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-obytny-vuz-1536x878.webp 1536w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-obytny-vuz.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b643d6d elementor-absolute elementor-widget elementor-widget-html\" data-id=\"b643d6d\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" 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style=\"fill:white;fill-opacity:1;\"><\/path>\n<\/svg>\n\n<p>Wohnwagen<\/p>\n<\/div><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1768054a e-con-full e-flex e-con e-child\" data-id=\"1768054a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a9ad2c3 elementor-widget elementor-widget-image\" data-id=\"3a9ad2c3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.deczman.cz\/de\/import-von-lastwagen\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"459\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-nakladni-vuz-1024x587.webp\" class=\"attachment-large size-large wp-image-2893\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/08\/cta-nakladni-vuz-1024x587.webp 1024w, 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height=\"94\" viewbox=\"0 0 138 94\" fill=\"none\">\n<path d=\"M135.403 8.95331C133.953 6.39999 131.899 4.41568 129.256 3.00771C126.612 1.59973 123.532 0.89209 120.022 0.89209H1.82799C1.03231 0.89209 0.390625 1.62891 0.390625 2.53352V59.9818C0.390625 63.3376 1.11573 66.2922 2.56593 68.8455C3.11777 69.8158 3.75946 70.6985 4.48456 71.501L24.428 93.3064C24.9029 93.8244 25.6472 93.8244 26.1221 93.3064L36.7612 81.7143C37.1398 81.2984 36.8831 80.5762 36.3569 80.5762H26.5969C26.1798 80.5762 25.7756 80.3792 25.4804 80.0364L11.742 63.8702C10.818 62.3454 10.3303 60.4414 10.2918 58.1434L10.3367 12.3091C10.3367 11.4337 10.9591 10.7261 11.7292 10.7261H120.08C121.799 10.7552 123.506 11.2513 124.937 12.3383C125.226 12.5572 125.489 12.7906 125.682 13.0313C127.016 14.6801 127.684 16.8905 127.684 19.6554L127.639 58.3039C127.651 58.9021 127.613 59.5003 127.523 60.0839C127.523 60.1204 127.51 60.1569 127.504 60.1934C127.234 61.9442 126.554 63.5929 125.528 64.9571C124.174 66.6132 122.249 67.5178 120.259 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data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.deczman.cz\/de\/import-von-elektroautos\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"433\" src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-elektromobil-1024x554.webp\" class=\"attachment-large size-large wp-image-2821\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-elektromobil-1024x554.webp 1024w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-elektromobil-300x162.webp 300w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-elektromobil-768x415.webp 768w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-elektromobil-1536x830.webp 1536w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-elektromobil-2048x1107.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 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src=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-osobni-vuz-1024x619.webp\" class=\"attachment-large size-large wp-image-2819\" alt=\"-\" srcset=\"https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-osobni-vuz-1024x619.webp 1024w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-osobni-vuz-300x181.webp 300w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-osobni-vuz-768x464.webp 768w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-osobni-vuz-1536x929.webp 1536w, https:\/\/www.deczman.cz\/wp-content\/uploads\/2024\/07\/cta-osobni-vuz-2048x1238.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73dec4c1 elementor-absolute elementor-widget elementor-widget-html\" data-id=\"73dec4c1\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"https:\/\/www.deczman.cz\/de\/import-von-autos\/\" class=\"text-link\"><div class=\"cta\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"138\" height=\"94\" viewbox=\"0 0 138 94\" fill=\"none\">\n<path d=\"M135.403 8.95331C133.953 6.39999 131.899 4.41568 129.256 3.00771C126.612 1.59973 123.532 0.89209 120.022 0.89209H1.82799C1.03231 0.89209 0.390625 1.62891 0.390625 2.53352V59.9818C0.390625 63.3376 1.11573 66.2922 2.56593 68.8455C3.11777 69.8158 3.75946 70.6985 4.48456 71.501L24.428 93.3064C24.9029 93.8244 25.6472 93.8244 26.1221 93.3064L36.7612 81.7143C37.1398 81.2984 36.8831 80.5762 36.3569 80.5762H26.5969C26.1798 80.5762 25.7756 80.3792 25.4804 80.0364L11.742 63.8702C10.818 62.3454 10.3303 60.4414 10.2918 58.1434L10.3367 12.3091C10.3367 11.4337 10.9591 10.7261 11.7292 10.7261H120.08C121.799 10.7552 123.506 11.2513 124.937 12.3383C125.226 12.5572 125.489 12.7906 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style=\"fill:white;fill-opacity:1;\"><\/path>\n<\/svg>\n<p>Autos<\/p>\n<\/div><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Versicherungen und Autokredite Versicherungen und Autokredite Wir sind langj\u00e4hrige Makler des ESSOX- und INSIA-Netzwerks (dem ersten gro\u00dfen Netzwerk in Mittel- und Osteuropa), das bereits Zehntausende von Kunden versichert hat.Profitieren Sie von den professionellen Dienstleistungen, die wir Ihnen dank unserer langj\u00e4hrigen Erfahrung anbieten k\u00f6nnen.Wir verfolgen aufmerksam die Aktionen und Rabatte aller Versicherungsgesellschaften, die Kfz-Versicherungen anbieten, und 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